Menu
Self-Directed IRAs (and 401Ks) are uniquely advantageous (and largely unknown) wealth-building vehicles that have historically been used by an elite, in the know, group of investors.
Self-Directed retirement plans have been available since 1974 but historically only the very wealthy knew about them and had access to them. Still today, only 4% of Retirement Plans in the U.S. are “self directed” by the owners of those plans, so it remains a very exclusive domain….
The Maverick partners personally use Self-Directed IRAs (and 401Ks) and so do most of our savvy clients. There are a number of reasons for that…
Most financial advisors and money managers want as much of your money under their control as possible.
That is because they make money whether your portfolio goes up or down as long as they have control of it.
You can eliminate your tax obligations on your cash flow as well as your capital gains from the sale of your property. This allows for a compounding effect that can dramatically accelerate your wealth building velocity.
You can shelter your investment properties because a retirement plan is protected from judgement creditors (Retirement plans are protected even in a Chapter 7 Bankruptcy filing).
The IRS does not put restrictions on the type of real estate, price, location or length of hold time. Accordingly, you can use your self-directed IRA (or 401K) to buy:
You can buy them anywhere in the U.S. or offshore at any price point. And you can either fix and flip your properties quickly or hold them long term for cash flow and appreciation, it is all up to you.
In a cynical and disingenuous marketing strategy, many traditional financial companies have expropriated the term “Self Directed IRA” to describe their retirement plan offering....because you get to “self direct” your money to any one of their 8 pre-selected mutual funds. So, watch out! One way you can test it is to ask them if you can buy “deeded freehold real property” inside your retirement plan. If they say you cannot, then their plan is not truly self-directed. If they say yes, make sure they know what they are talking about and get it in writing.
If they are not both of those things, be careful! As an additional level of protection, make sure they are a “trust company” that is “licensed and bonded”, which requires the highest level of regulation and compliance (meaning the highest level of protection for you, the consumer).
Speed and Expertise are the name of the game, whether you need questions answered, deals done or assets liquidated, you want it done fast and legally compliant. Some companies have chosen expansion models that drastically reduce their customer service and response time. Other companies are newer, smaller and are not yet adequately experienced and resoruced to serve you propertly. Don’t let this happen to you.
It is very important to work with highly competent professionals in this space with a proven track record to ensure you stay compliant and avoid buying prohibited asset types, self-dealing or transactions with disqualified persons.
Real estate has proven to be a wildly popular and nearly recession-proof investment over the past century and beyond. Most people are unaware that they can invest in a tangible asset like real estate using their tax-sheltered IRA – that’s where NuView comes in.
Since their formation more than 20 years ago, NuView has strived to provide clients with the broadest possible choices in their retirement accounts. With NuView Trust you can create a customized portfolio of real estate investments as well as traditional investments with a single custodian.
Trust custodians are a dime a dozen but the ones like NuView who are truly committed to helping investors succeed with alternatives in mind can make all the difference in the success of achieving your real estate investing goals.
By opening a NuView account you are free to invest your money in cashflow rental properties:
You should assume that Maverick Investor Group, LLC has an affiliate relationship and/or another material connection to all suppliers of goods and services mentioned here and will be compensated for showing advertisements, recommending products or services, or linking to the supplier's website. You should assume that all links here are affiliate links and that Maverick Investor Group, LLC will be compensated for anything you purchase through those links.
Click on a category and see all of our educational resources available for you:
GET Access TO Private buying opportunities for TURNKEY Rental properies & EDUCATIONAL RESOURCES. READ OUR PRIVACY NOTICE & TERMS OF USE.
